Travel worry-free — anywhere your journey takes you
Whether you're traveling for business or pleasure, the last thing you want to worry about is what happens if something goes wrong. Medical emergencies, trip cancellations, lost baggage, or flight delays can turn a dream vacation into a financial nightmare.
Travel Insurance from Ourinsurenase gives you complete peace of mind. We offer comprehensive coverage that protects you and your family — anywhere in the world. Our licensed advisors will help you find the right plan at the best price.
Hospitalization, doctor visits, surgery, and emergency treatment while traveling.
Ground and air ambulance services for emergency transportation.
Emergency prescription medications needed during your trip.
Emergency dental treatment for sudden pain or injury while traveling.
Reimbursement for non-refundable trip costs if you must cancel before departure.
Coverage if your trip is cut short due to an emergency or unforeseen event.
Compensation for lost, stolen, or delayed baggage and personal belongings.
Compensation for meals and accommodation if your flight is significantly delayed.
Hotel and meal costs if your trip is extended due to a medical emergency.
Round-the-clock emergency assistance in multiple languages, worldwide.
Return home for medical reasons or in case of death while traveling.
Optional coverage for extreme sports and adventure activities.
Many Canadians believe their provincial health plan covers them abroad. It doesn't — or at least, not fully. Here's why travel insurance is essential:
Coverage for one specific trip — from departure to return. Ideal for occasional travelers.
Unlimited trips in a year, each up to a maximum number of days. Perfect for frequent travelers.
Focuses on emergency medical coverage while traveling. Most affordable option.
Complete protection — emergency medical, trip cancellation, interruption, and baggage.
Choose the coverage that fits your travel needs
Avoid paying $10,000+ for a medical emergency abroad. Insurance costs a tiny fraction.
Protected anywhere in the world — from the US to Europe to Asia and beyond.
Round-the-clock emergency support in multiple languages — help is always one call away.
Compensation for lost, stolen, or delayed luggage and personal belongings.
Recover non-refundable costs if you must cancel or cut short your trip.
Travel with confidence knowing you're protected — no matter what happens.
Provincial health plans (OHIP, MSP, RAMQ, etc.) provide very limited coverage outside Canada — often less than 10% of actual medical costs. Some provinces have even reduced out-of-country coverage to virtually nothing. You are responsible for the remaining costs, which can be tens of thousands of dollars. Travel insurance is essential for any trip outside your home province.
Some premium credit cards include basic travel insurance (e.g., flight delay, baggage, or limited medical coverage). However, the coverage is often limited and may not include trip cancellation or comprehensive medical. Always check your credit card's specific coverage details. We recommend supplementing with a dedicated travel insurance policy for complete protection.
A single-trip plan covers one specific trip from departure to return. A multi-trip annual plan covers unlimited trips within a 12-month period, with each trip lasting up to a specified maximum (e.g., 8, 15, 30, or 60 days). If you travel 3+ times per year, the annual plan is usually more cost-effective.
Some plans cover stable pre-existing conditions, while others exclude them. A "stable" condition means no changes in medication, no new diagnosis, and no hospitalization for a specific period (usually 90–180 days) before the trip. We can help you find a plan that covers pre-existing conditions — just let us know your condition and we'll match you with the right plan.
Trip cancellation insurance reimburses you for non-refundable trip costs (flights, hotels, tours, etc.) if you must cancel your trip before departure due to a covered reason — such as illness, injury, death of a family member, or other unforeseen events. Without it, you could lose thousands of dollars in non-refundable bookings.
The cost depends on your age, trip duration, coverage type, coverage amount, and destination. Emergency medical coverage can start from $2–$5 per day for younger travelers. All-inclusive plans cost more. Annual multi-trip plans start from approximately $60–$120 per year. Contact us for a free personalized quote.
Yes, most plans allow you to extend coverage if your trip is extended. The extension must be requested before the current policy expires. However, some plans have maximum coverage durations (e.g., 365 days). Contact us as early as possible to arrange an extension.
Standard travel insurance often excludes extreme sports like skiing, scuba diving, bungee jumping, and rock climbing. However, we offer adventure sports coverage as an add-on or as part of premium plans. If you plan any adventure activities, let us know and we'll ensure you're covered.
Call the emergency assistance number on your policy immediately (available 24/7 in multiple languages). They will guide you through the process, arrange direct payment to hospitals where possible, and help with all aspects of your claim. Keep all receipts and documentation for reimbursement claims.
Get a free travel insurance quote today. Don't leave home without protection.
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