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The Canadian Super Visa allows parents and grandparents of Canadian citizens and permanent residents to visit Canada for up to 5 years per entry, with stays of up to 2 years at a time. To qualify, you must have Super Visa Insurance β€” also known as Parent and Grandparent Super Visa Insurance.

At Ourinsurenase, we specialize in Super Visa Insurance. We help you find the best coverage at the lowest rates from Canada's top insurance providers. Our licensed advisors handle everything β€” from selecting the right plan to helping with the application process.

What Is Super Visa Insurance?

Super Visa Insurance is a mandatory requirement for the Canadian Super Visa program. It provides emergency medical coverage for parents and grandparents visiting Canada. The Canadian government requires:

What Does Super Visa Insurance Cover?

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Hospitalization

Covers hospital stays, surgeries, and emergency room visits during the stay in Canada.

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Doctor Visits

Covers emergency doctor and specialist visits for unexpected illnesses or injuries.

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Prescription Drugs

Covers emergency prescription medications prescribed during the visit.

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Ambulance

Covers ground and air ambulance services for emergency transportation.

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Emergency Dental

Covers emergency dental treatment for sudden dental pain or injury.

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Repatriation

Covers the cost of returning the insured to their home country for medical reasons or in case of death.

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Diagnostic Tests

Covers X-rays, lab tests, and diagnostic procedures needed for emergency treatment.

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Follow-up Visits

Covers follow-up visits related to the emergency condition during the coverage period.

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Rehabilitation

Covers rehabilitation services needed as a result of an emergency medical condition.

Coverage Options Available

We offer flexible coverage amounts to suit your needs and budget:

You can also choose between:

Benefits of Choosing Ourinsurenase for Super Visa Insurance

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Best Rates Guaranteed

We compare 50+ Canadian insurers to find you the lowest premium.

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Instant Coverage

Get insured the same day. Coverage can start immediately upon approval.

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Expert Guidance

We handle the paperwork and ensure your policy meets all Super Visa requirements.

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Refundable

If the Super Visa is denied, most plans offer a full refund (minus a small admin fee).

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24/7 Claims Support

Round-the-clock assistance for claims and emergencies β€” in multiple languages.

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Free Application Review

We review your application to ensure it meets all IRCC requirements before submission.

Super Visa Requirements

What you need to apply for the Canadian Super Visa

πŸ“‹ Insurance Certificate

Proof of Super Visa Insurance with minimum $100,000 coverage for at least 1 year from a Canadian insurance company.

βœ‰οΈ Letter of Invitation

A letter from the Canadian citizen or permanent resident child/grandchild inviting the parent or grandparent.

πŸ’° Financial Support

Proof that the host (child/grandchild) meets the minimum necessary income (LICO) + 30% for the family size.

🩺 Medical Exam

The applicant must complete an immigration medical exam conducted by an IRCC-approved panel physician.

πŸ“„ Valid Passport

The applicant must have a valid passport from their home country.

🏠 Accommodation Proof

Proof that the host can provide accommodation for the parent or grandparent during their stay.

Frequently Asked Questions

How much does Super Visa Insurance cost?

The cost depends on the age of the applicant, coverage amount, deductible chosen, and whether pre-existing conditions are covered. Premiums typically range from $800 to $3,000 per year. Contact us for a free personalized quote.

What is a deductible and how does it affect my premium?

A deductible is the amount you pay out-of-pocket before the insurance kicks in. Choosing a higher deductible (e.g., $1,000 or $2,500) lowers your premium. A $0 deductible means the insurance covers from the first dollar, but the premium is higher.

Does Super Visa Insurance cover pre-existing conditions?

Some plans cover stable pre-existing conditions, while others exclude them. A "stable" condition means no changes in medication, no new diagnosis, and no hospitalization for a specific period (usually 90–180 days) before the policy starts. We can help you find a plan that covers pre-existing conditions.

What happens if the Super Visa is denied?

If the Super Visa application is denied by IRCC, most insurance providers offer a full refund of the premium, minus a small administrative fee (typically $25–$50). You'll need to provide the refusal letter as proof.

Can I cancel the insurance if my parents leave early?

Yes, most plans offer a pro-rated refund if the insured leaves Canada before the policy expires, provided no claims have been made. Contact us and we'll help process the cancellation.

Can I buy Super Visa Insurance for both parents together?

Yes, you can purchase a family plan that covers both parents under one policy. This is often cheaper than buying two separate policies. Ask us about family plan discounts.

How quickly can I get Super Visa Insurance?

We can issue your policy the same day β€” often within minutes. Once you provide the required information, we compare rates, you choose a plan, and we email you the insurance certificate immediately.

Is the insurance certificate accepted by IRCC?

Yes, we only work with Canadian insurance companies that are recognized by IRCC. The certificate we provide meets all Super Visa requirements and is accepted for the application.

Ready to Bring Your Parents to Canada?

Get a free Super Visa Insurance quote today. Our experts make the process simple and affordable.

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